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Tamila McDonald

Tamila McDonald is a U.S. Army veteran with 20 years of service, including five years as a military financial advisor. After retiring from the Army, she spent eight years as an AFCPE-certified personal financial advisor for wounded warriors and their families. Now she writes about personal finance and benefits programs for numerous financial websites.

9 Gardening Techniques That Are Surprisingly Controversial

April 18, 2025 by Tamila McDonald Leave a Comment

Potted plants and seedlings with gardening tools, generative ai

Gardening may seem like a peaceful hobby, but certain practices have sparked debates among enthusiasts and experts alike. From unconventional methods to environmental concerns, some gardening techniques challenge traditional norms and stir controversy. Understanding these hot topics can help you form your own opinions and make thoughtful choices for your garden. Let’s dive into nine…

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Filed Under: garden tips, Uncategorized Tagged With: eco-friendly gardening, gardening debates, Gardening Techniques, invasive species, sustainable landscaping

4 Reasons to Rethink Planting Non-Native Flowers in Your Yard

April 11, 2025 by Tamila McDonald Leave a Comment

Gardening

Planting flowers is one of the easiest ways to beautify your yard, but the choice between native and non-native species is an important consideration. While non-native flowers may seem appealing due to their vibrant colors and exotic appeal, they come with potential drawbacks that can impact your garden and the environment. Here are four reasons…

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Filed Under: Uncategorized

7 Reasons Why You Should Stop Using Pesticides in Your Garden

April 9, 2025 by Tamila McDonald Leave a Comment

Spraying tree with insecticide against pests and diseases in the garden using spray bottle

Pesticides might seem like an effective solution for keeping pests away, but their use comes with consequences that extend beyond your garden. Many gardeners are turning to alternative methods as they recognize the long-term harm these chemicals can cause. Here are seven compelling reasons why you should stop using pesticides in your garden and embrace…

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Filed Under: Uncategorized

5 Gardening Practices That Are Harming the Environment

April 8, 2025 by Tamila McDonald Leave a Comment

Hands nurturing young plant seedling in fertile soil. Concept of environmental conservation, sustainable gardening, and eco friendly living.

Gardening is often seen as a green and sustainable hobby, but not all practices are as eco-friendly as they appear. Some seemingly harmless habits can have a negative impact on the environment. Here are five gardening practices to rethink and the eco-conscious alternatives that will help you grow a healthier garden. 1. Overuse of Chemical…

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Filed Under: Uncategorized

11 DIY Gardening Projects for Older Gardeners

April 3, 2024 by Tamila McDonald Leave a Comment

DIY gardening projects

Gardening isn’t just for the young – it’s a fun activity that can work for everyone, regardless of age. For those of us who’ve seen a few more seasons, bending down to tend to our floral friends might not be as easy as it used to be. Fear not! We’ve dug up 11 gardening projects…

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Filed Under: garden tips, gardening methods Tagged With: DIY, Garden, gardening, projects

13 Essential Trips to Planning a Dream Vacation

April 3, 2024 by Tamila McDonald Leave a Comment

dream vacation

Planning a vacation can be overwhelming as you wade through endless options and decisions. However, curious travelers, you’re in good hands! These 13 essential tips will improve your skills in organizing, packing, and discovering unique destinations that remain untouched by the masses. 1. Embrace the Early Bird Spirit Early birds don’t just catch worms, but…

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Filed Under: activity Tagged With: travel, traveling, vacation

10 Home Improvement Projects to Increase Your Home’s Value

April 3, 2024 by Tamila McDonald Leave a Comment

Home Improvement Projects

Let’s talk about jazzing up your homestead – you know, giving your pad a bit of a facelift without breaking the bank or, heaven forbid, your back. After all, your home isn’t just a place to hang your hat. It’s your kingdom and probably the biggest investment you’ll ever make. So, let’s explore some upgrades…

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Filed Under: saving money Tagged With: DIY, home improvement, real estate

11 Common Mistakes to Avoid When Investing in Stocks

April 3, 2024 by Tamila McDonald Leave a Comment

Investing in Stocks

Investing in stocks can feel like a challenge. However, even if you’ve never made investments, there’s hope. Today, we’ll explore the five common mistakes that could turn your stock portfolio into a very expensive paperweight. By steering clear of these, you can keep your financial journey on the sunny side of Wall Street. Just remember,…

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Filed Under: saving money Tagged With: investment, making investments, stocks

14 Easy Steps to Declutter and Organize Your Home

April 3, 2024 by Tamila McDonald Leave a Comment

Remember the good old days when we used to collect things like they were going out of style? Well, guess what? Some of that stuff actually did, and now it’s cramping our style and our living spaces. We’re here to guide you through the wild world of decluttering and organizing your home, and we promise…

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Filed Under: activity Tagged With: declutter, home, home improvement, organize

10 Volunteer Opportunities That Every Retiree Should Try

March 27, 2024 by Tamila McDonald Leave a Comment

Retirement is your golden ticket to new adventures without the old 9-to-5 ball and chain. Imagine swapping stories with a sea turtle or trading stock tips with a tomato plant in a community garden. But the most amazing part of all? Volunteering. Here’s a list of ten volunteer gigs that every retiree should try. 1….

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Filed Under: Uncategorized Tagged With: jobs, retirement, volunteering

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The 'Native' Advantage: Why Local Plants Save You Hundreds in Maintenance

The ‘Native’ Advantage: Why Local Plants Save You Hundreds in Maintenance

Lush gardens don’t have to drain your wallet or your weekends. The secret sits right beneath your feet—literally. Native plants thrive without constant babysitting, expensive treatments, or sky-high water bills, making them one of the smartest financial moves a homeowner can make. While trendy landscaping fads come and go, native plant landscaping quietly delivers consistent…

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The Fall Preview: Why Smart Budgeters Start Buying for Next Year Today

The Fall Preview: Why Smart Budgeters Start Buying for Next Year Today

Autumn doesn’t just signal the end of the growing season—it quietly opens one of the best money-saving windows in gardening. Retailers start clearing shelves, nurseries slash prices, and seasonal items suddenly cost a fraction of their spring price tags. Smart gardeners recognize this shift and treat fall like a strategic shopping season rather than a…

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The Frost-Proof Secret: Protecting Your $2 Plants from a Random Cold Snap

The Frost-Proof Secret: Protecting Your $2 Plants from a Random Cold Snap

You know that feeling when you finally plant your garden, step back to admire your work… and then the weather app casually drops a “low of 34°F tonight”? Yeah, it’s a special kind of heartbreak. Those $2 plants may not sound like a big investment, but multiply that across a whole garden bed and suddenly…

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Spring Forward, Spend Less: The Best Early-Season Budget Hacks

Spring Forward, Spend Less: The Best Early-Season Budget Hacks

Spring has a way of making us all a little more optimistic—and a lot more ambitious about our gardens. The problem? That burst of motivation can also lead to overspending before your first seed even sprouts. Garden centers are full of tempting plants, shiny tools, and “must-have” supplies that add up fast. You don’t need…

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